Soft Terminal  Payment solution

 

 

Cash Flow Specialists, Inc.

Toll Free (800) 669-2700

This robust transaction software affords merchants of all types the ability to transmit and maintain transaction data, whether a retail POS or MOTO environment, for:

ACH Direct puts money in your hand with Direct Billing.· Credit Card Transactions
· ACH Transactions
· Check Conversion
· Debit Transactions
· Gift Card Transactions

A SOLID FOUNDATION...
ACH Direct is the only company of it's kind, authoring transaction software AND providing a single source payment gateway for communication and routing. You can rest assured; with DirectBilling your important transactional data passes only through a tried and tested source.

Other companies who provide transaction software solutions merely author software. They rely on establishing communication links with various processing networks, but do little in the way processing or providing a common payment gateway.

At ACH Direct, we not only author the software you use, we provide the vital hub for ALL transactions, and provide the ultimate processing source for your ACH (check) transactions. No other company can provide such a comprehensive solution for the processing of your company's transactional data.

APPLICATIONS:

Retail POS
Ø Retail Recurring Transactions
Ø Same amount
Ø Differing amounts

MOTO
Ø Recurring ACH transactions
Ø Recurring Credit Card Transactions
Ø Single Debit Credit Card Transactions
Ø TEL initiated entries
Ø Checks by Phone

DirectBilling is fully networkable in MOTO & POS environments.

Simple & Easy...

Paying bills with checks can be a big hassle. For each bill, customers have to write a check, address an envelope, find a stamp and remember to do it all in time to avoid late fees. Direct Billing eliminates that hassle. Since DIRECTBilling payments are made automatically, customers don't have to be in town to pay bills. This is perfect or business or people often traveling on the go. Payments can never be lost or delayed in the mail.

DIRECTBilling payments gives customers greater control over their finances and provides the record keeping you need. Customers know the exact payment date and amount well ahead of time and maintain a good credit rating by paying bills on time, every time. With electronic payments, customers always have a record;each bill that is paid automatically from their bank account is listed in the monthly bank statement. Consumers have the right to stop or reverse a payment they believe they did not authorize or is in error and, with DIRECTBilling payments, it is easy to invest and save your money consistently.

Saves Customers Money...

According to NACHA: The Electronic Payments Association, an average family receives 20 bills each month. At this rate, postage alone costs each family almost $85 a year. Checks can easily cost another $30 a year. Mailing of a bill just a few days late may result in late fees of as much as $30 per bill. Some families and businesses will save hundreds of dollars a year.

Secure & Confident...

The concept of DirectBilling has been around for more than 25 years. In 1998, more than one billion payments were made by electronic funds transactions . Each electronic payment is deducted from your customers account on the due date each month so it is easy to track. In contrast, customers never really know when checks are going to be deducted from their account. Transactions are secure because few people see electronic payments. They are confidential transactions. A check passes through many hands as it is processed.

DirectBilling
FEATURES

DirectBilling can provide your company with powerful features that enable your company to get receivables due, even when the customers' primary payment method is rejected. In a recurring transaction environment, companies have to dedicate valuable resources and time in hunting down funds due for reasons related to the customer exceeding their credit card limit, closed account, reissued cards, NSF's, etc.

Built into the DirectBilling software are back-up payment vehicle choices that you can utilize. Should your company transmit a credit card transaction whereby it returns a decline, the software could transmit a second credit card or a checking account on file. These back-up payment vehicles are up to 4 levels deep, providing the maximum opportunity to get your funds due, all in an automated, client defined fashion.

SUPPORTED ACH METHODS:

PPD (recurring and non-recurring payment)
TEL (telephone initiated entries)
WEB (web initiated entries)
POS (Point-of-Sale initiated entries)
RCK (Represented check entries)
ART (lockbox-checks received by mail)
CTX (corporate trade exchange)

To take a test drive of the DirectBilling software, please complete the following Download Form.

 

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