ACH NSF Fee Collection

Cash Flow Specialists, Inc.

Toll Free (800) 669-2700

For ACH/EFT Processing

For many companies, the option to charge a NSF fee for an ACH transaction returned for insufficient funds can not only reduce the company's ACH transaction costs, it may even become a source of profit.

How it works:

	You decide if your company wants to charge a fee for ACH NSF transactions (up to the state allowable fee).
	We automatically collect this fee on your behalf from your customers' account.
	We electronically credit your account a portion of each fee collected.
	No extra work for you.
	Revenue to your bottom line.

Example:

What a company might expect when processing 2000 transactions per month and having an average of 70 items returned due to NSF:

No NSF Fee Collection	With NSF Fee Collection
Transaction costs per month-$540	Transaction costs per month-$540
Items returned from NSF- $70	Items returned from NSF- $70
Monthly Access- $5.00	Monthly Access- $5.00
	NSF fee collection credit- $520
Total transaction costs- $615	Total transaction costs- $95

Many variables determine how NSF fee collection is configured. Please contact us for specific information on how it may work for you

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